Wednesday, 8 May 2013

Ferguson Drive is the place to call 'home'


Unique 5-bedroom raised ranch for your family
By Mark Schadenberg
NEW LISTING !
You can discover this over-sized 5 (3+2) bedroom raised ranch in the ideal neighbourhood for your family.
Address: 283 Ferguson Drive, Woodstock
MLS: 71389
Asking: $279,500
Lot: 67’ x 157’ (Irr.)
Enjoy the view from the large L-shaped living-dining room area, which also features hardwood floors, crown molding and a gas fireplace (only 5 years old). The bay window was replaced just a few months ago. With Ferguson above Hodgins, which is above Lindsay Road, which in-turn is above the Cedar Creek golf course, the view is quite a selling point.
The raised three-tier deck includes a hot tub and gazebo. 
Often a raised ranch features quite a small space for a table in the kitchen – that is not the case on Ferguson Drive. There is certainly room to roam in this eat-in kitchen with oak cabinets, porcelain-tile floor, stone-tile backsplash and garburator.
Also unique about the layout here is that the three main-floor bedrooms are at the front of the house. The benefit is simple – the open-themed dining – living room has the view and backyard access.
The lower level family room, with a walkout to the expansive yard, also includes a corner gas fireplace. There are two additional bedrooms and an office in the basement. If your lifestyle doesn’t require the den/office -- remove a wall and you would have a very large lower bedroom or possibly a games room.
So Much More
The 40-yr shingles were new in 2010. Central vac new in 2012. French doors and California shutters. Abundance of landscaping will also entice you to this address.
Large backyard for throwing a frisbee, while you're throwing a birthday party!
Name Dropping
With schools (two high schools), Southside Park (skateboard park, indoor pool and splash pad), community complex with two arenas and a gymnastics centre, plus box mall shopping (Wal-Mart, Canadian Tire, Staples, No Frills, Sport Chek, and Mark’s Work Warehouse), several restaurants (Boston Pizza, East Side Mario’s, Swiss Chalet, Montana's and 13 others), Cedar Creek 9-hole golf course, and of course the 401/403 nearby for commuting, your decision is easy to make.
Contact me to view this MLS listing or any other home for sale in Oxford County.


Mark Schadenberg
Sales Representative
Royal LePage Triland Realty
757 Dundas St, Woodstock
(519) 537-1553, cell or text
Email: mschadenberg@rogers.com
Twitter: markroyallepage
Discussion . . . Direction . . . Determination . . . Destination

Current-year activity better than 2012 so far

April sales were 127 in WIDREB area
Not quite as good as 2010 was though

By Mark Schadenberg
National trends in the economy certainly accelerate or sputter real estate sales locally.
I remember the fever we had in early 2010 as everyone felt it was important to make that purchase in the first half of the calendar as the HST was to soon take effect. The additional tax did increase buying costs on Realtor’s commission and other related services – inspections and lawyers’ closing costs, along with immediate purchases such as furniture and paint.
To put everything in concrete terms in the Woodstock-Ingersoll board area (Includes Innerkip, Drumbo, Norwich, Burgessville, Beachville, Embro, Hickson, Salford and points in-between), the opening four months of 2010 witnessed 444 sales. Mirror that number to the other five most recent years – 2013 at 399, 2012 at 346, 2011 at 391, 2009 at just 265, and 2008 at 394. Roller Coaster Ride
Those numbers depict a zig-zag chart, but do prove that 2013 has been more than reasonable so far for activity.
In April of 2013, sales were third highest out of the last six years. In 2013, April totals were 127 – compared to only 93 last year, 103 in 2011, 161 in crazy 2010, 101 in 2009 and 130 in 2008.
The year-end totals also paint the same picture as 2005 was really strong with the announcement of Toyota assembling land to build a factory to assemble cars (RAV4) in Woodstock. It is interesting to note how busy 2005 was as that fabulous fury or the frantic furore or frenzied fracas was based mostly on speculation of a great future for Oxford County because the plant would not open its doors for more than three years.
Here are the year-by-year WIDREB final numbers.
2012: 1065                           
2011: 1159                           
2010: 1216                  
2009: 1080
2008: 1176                           
2007: 1359                           
2006: 1278                  
2005: 1473 (correct)
2004: 1366                           
2003: 1153
One would predict or guess that 2013 should reach the 1,200 mark, especially if low interest rates continue.
In the meantime, I will add that houses are always selling, especially those that are correctly priced.


Mark Schadenberg
Sales Representative
Royal LePage Triland Realty
757 Dundas St, Woodstock
www.wesellwoodstock.com
(519) 537-1553, cell or text
Email: mschadenberg@rogers.com
Twitter: markroyallepage
Discussion . . . Direction . . . Determination . . . Destination

Tuesday, 7 May 2013

Sprinkler systems required for retirement homes

No flaw in this new provincial law

By Mark Schadenberg
At the local level and province-wide, our by-laws, laws, codes and guidelines pertaining to home construction for single-family dwelling and multi-residential, can be described as both comprehensive and convoluted.
However, when it’s a matter of safety, I think the introduction of stringent laws is important – smoke detectors, sprinkler systems, carbon monoxide, and knob-and-tube wiring.
Rules would be over-bearing if it was introduced that all homes needed a water softener and a security system with accompanying video cameras.
On the horizon in Ontario will hopefully be a law requiring homes to have carbon monoxide detectors. Oxford MPP Ernie Hardeman has been pushing a private-member bill for several years.
One law that has taken effect in Ontario is a bill passed requiring all nursing homes to have water sprinklers. A very good idea? Most certainly. I would actually want to wonder why this was not the rule before.

Here's a link to The Toronto Star story:
http://www.thestar.com/news/queenspark/2013/05/06/sprinkler_in_seniors_homes_to_be_mandatory_in_ontario.html

Here’s The London Free Press version of the story:

              ()()()()()()()()()()()()

Ontario becomes first province to require sprinklers in every retirement and nursing home

By Jennifer O'Brien, The London Free Press


LONDON -- Years of lobbying by London’s deputy fire chief paid off Monday when Premier Kathleen Wynne (pictured) announced automatic fire sprinklers will be mandatory at retirement and nursing homes.
“I’m absolutely relieved that this has finally come to fruition,” Jim Jessop said. “What sprinklers will do is absolutely increase the level of safety in these vulnerable occupancies.”
Ontario will become the first province in Canada to require sprinklers be added to older facilities — including homes for disabled residents — built before the province made them mandatory in 1998.
Jessop has been fighting for stronger sprinkler laws since 2008, after a daytime blaze tore through a retirement home in Niagara Falls, where he was deputy chief at the time. Eleven people were taken to hospital for treatment.
More residents could have been injured or killed if the fire had occurred at night, Jessop said.
“The biggest thing (sprinklers) do is contain the fire and suppress the smoke and toxic acid that will primarily kill the residents,” he said.
“There has never been a multi-fatal fire in a vulnerable occupancy with sprinklers in it.”
The fire code changes take into account recommendations from four inquests, Jessop said.
Retirement homes, nursing homes and group homes will have about five years to complete the potentially costly changes to their buildings.
Several retirement homes in London — including Queen’s Village on Queens Ave. and the Waverly on Grand Ave. — have already added sprinklers.
“We had them put in about five years ago,” said Rouchelle Gooden, general manager of Waverly. “We recognized it’s a good safety measure to enhance the protection for our residents.”
FACILITY INSPECTIONS
At least six of London’s 36 retirement and nursing homes don’t have sprinkler systems. The city’s fire department will be doing inspections and assessments and help create plans for facilities this summer.
Adding a sprinkler system isn’t as simple as it sounds, said the owner of one retirement home institution.
“There’s a lot involved. The cost would be astronomical,” said Kathleen Hobden, owner of Ashwood Manor, a one-floor building.
“I don’t have a problem getting people out of immediate harm’s way, there’s 24-hour staff on . . . the last thing we’d do is put our residents at risk, so we do everything short of sprinklers (to keep them safe).”
The Ontario Professional Firefighters Association hasn’t exactly welcomed the news either. It’s concerned the addition of sprinklers could lead to calls for fewer firefighters.
“We are not against (sprinklers) or against any kind of safety initiative . . . but we don’t want fire chiefs saying we need less firefighters to respond,” association vice-president Jim Holmes said.
“Sprinklers don’t extinguish the fire, or remove smoke or rescue people.”
- - -
BY THE NUMBERS
Care facilities in London that fall under the sprinkler laws:
Facilities: 36
Those with sprinkler systems: 26
Those with partial sprinkler systems: 4
Those without: 6

THE LINK:

http://www.lfpress.com/2013/05/06/ontario-becomes-first-province-to-require-sprinklers-in-every-retirement-and-nursing-home


Mark Schadenberg
Sales Representative
Royal LePage Triland Realty
757 Dundas St, Woodstock
www.wesellwoodstock.com
(519) 537-1553, cell or text
Email: mschadenberg@rogers.com
Twitter: markroyallepage
Discussion . . . Direction . . . Determination . . . Destination

Monday, 6 May 2013

Guest hosting is about volunteering

What's Up Oxford television show
By Mark Schadenberg
My volunteering efforts include Relay for Life (Canadian Cancer Society, June 14-15) and the Lions Club of Woodstock, but it also encompasses broadcasting on Rogers TV.
Community-access television is a great method of promoting events, whether it be guest hosting What's Up Oxford as I'm involved with currently, or playing the role of a reporter on Oxford County Living.
My working years began full-time in radio, then seven years as sports reporter and editor at The Woodstock Sentinel-Review, and now at the young age of 46 I continue to assist in promoting local groups and events by offering my time in the television side of media.
In essence, I'm assisting groups and organizations seeking free advertising.
As mentioned, this week I'm hosting What's Up Oxford as Chris Cunningham is away. We basically taped four shows in about four hours over two days -- last Thursday and Friday.
My guests included Harold DeHaan (pictured) as city engineer and a discussion about yard waste recycling on James Street and the large item pick-up program, the city offers.


With Trevor Lamb of Crimestoppers and the OPP the topic was preventing identity theft.
With Mother's Day on the horizon, guests included Let's Eat Cake and a fun promotion they are plugging about a cake decorating opportunity for children to surprise Mom on the morn of May 12. Also, VanWees Mostly Roses store stopped by to talk about trends in flower arrangements.
I also interviewed the director of the Joseph & The Amazing Technicolor Dreamcoat production in Innerkip  (May 9, 10 & 11 - Dinner/Show Ticket 6:00 (show starts @ 7:30) & Show Only Ticket 7:30; May 11 - Matinee (No dinner, just show) Show starts @ 2:00 pm Adult Dinner/Show Tickets are $30.00 ea. or $15 for just the show. All Students 13 and under/ Dinner/ Show Tickets are $ 25.00 ea or $10 for just the show. Call (519) 532-8673), and the organizer of the Woodstock Hospital Foundation's Dairy Capital Run fundraiser on May 26. (http://www.wgh.on.ca/wghf/index.php?option=com_content&view=article&id=134&Itemid=90)
Be sure to look at the details of a poster here, which is a reminder of the Woodstock police services prescription drug drop-off day on Saturday, May 11.

I write this to promote the episodes as they are airing currently and to remind folks I'm a volunteer. I do not get paid for many of my Rogers TV appearances, but it is a method of advertising myself as someone who cares about the community I sell real estate in.


Mark Schadenberg
(519) 537-1553
Sales Representative
Royal LePage Triland 

Thursday, 2 May 2013

J Ross Robertson Cup is Dale vs Dale

Knights and Colts to clash for OHL crown

By Mark Schadenberg
LONDON – With conference champions clashing in the Ontario Hockey League finals, the London Knights and Barrie Colts do not have a wealth of familiarity to draw upon as the best-of-seven final opens Friday in London.
London won 50 of 68 to repeat as regular-season champions and have posted a 12-2 playoff mark, winning the Western Conference final in five games over the Plymouth Whalers. The Knights are defending OHL champions.
On the Eastern Conference side, Barrie and the Belleville Bulls each won 44 in the regular schedule, but in the post-season it was Barrie winning 3-1 over the Bulls this past Monday in Game 7 to advance to the final.
Looking back, it was the Knights winning both encounters with the Colts during the regular season, but needed a shootout to win in Barrie on Oct. 20, 3-2, before winning in London 5-3 in late November.
“Both games were really close and both teams have made changes since then, especially at the deadline,” says Colts defenceman Ryan O’Connor via a telephone conference on Wednesday.
For example, London would compile a 24-game win streak from Nov. 2 – Dec. 31 with goalies Jake Patterson and Kevin Baillie each winning a dozen, but with the arrival of 2013 there was also the arrival of Philadelphia Flyers second-round pick, goalie Anthony Stolarz, who would win 13 of 18 decisions and posted a 2.29 GAA. In the playoffs, Stolarz has improved his numbers with a GAA of 2.26.
Meanwhile, Barrie added Mitchell Theoret at the Jan. 10 deadline from Niagara and Jake Dotchin from Owen Sound. While Dotchin has four games remaining in a five-game suspension, Theoret’s importance has been paramount as he is tied for the OHL lead in post-season goals with 10.
For London, the key Colt to shut down will be Mark Scheifele with eight goals and 19 assists in 15 playoff outings.  Scheifele, who led Team Canada in goals (5) at the world juniors, also collected 79 points in just 45 games with Barrie.
“You can easily see that Mark Scheifele is a special player and that’s why twice he has been in Winnipeg (with Jets organization) for quite awhile,” said London team president and head coach Dale Hunter. “We have to be aware of him at all times, the entire line of (Scheifele), Zach Hall and Anthony Camara.”
The Knights have the luxury of three extra days of rest since winning the Wayne Gretzky Trophy for the Western Conference. Barrie didn’t earn the Bobby Orr Trophy as Eastern champs until Monday.
O’Connor indicates there are no tired players in the Colts dressing room.
“We have to carry the momentum we have from our last series,” he said.
As defending champions, the Knights may have an edge in playoff knowledge.
“Our club’s young guys can lean on the players who are used to playing this late in the season,” says Knights captain Scott Harrington, who added that slowing the Colts powerplay will be integral.
“Barrie has a lot of lethal forwards and a couple defencemen that can put the puck in the net as well.
“Both teams have highly skilled forwards so it’s going to come down to execution and shutting down their forwards, and goaltending is also very important in the playoffs.”
Besides Scheifele, Theoret, Hall, Camara and Steven Beyers, Barrie coach Dale Hawerchuk also relies on the offence of former Knight Andreas Athanasiou with 16 points.
“He has brought both an element of speed and skill to our team – added to our depth in that area,” Hawerchuk said.
London’s top producer has been Max Domi with 87 points in the regular season, a playoff output of 10 goals and 15 assists, and is the current OHL player of the week with four goals and 10 points in the last three games versus Plymouth.
Alex Broadhurst and Chris Tierney have teamed with Domi to be the top line for the Knights, but the strength up front continues with Seth Griffith, Bo Horvat, Ryan Rupert (twin brother Matt is currently injured), and a surprising four goals by rookie Remi Elie.
With a blueline corps of Harrington and Olli Maatta (Both Pittsburgh draftees), plus Nikita Zadorov and Tommy Hughes (signed by the Rangers as a free agent), London appears to have depth to play well in all three zones.
“These are both skilled teams,” says Dale Hunter. “The fans will appreciate all the great players in this series and the number of guys who will be in the NHL someday.”
Hawerchuk knows his team will require at least one road win to claim the OHL crown and the J Ross Robertson Cup, along with the invitation to compete in the Memorial Cup in Saskatoon, May 17-26.
“We have to be able to go into the other team’s building and win,” says Hawerchuk. “(Dale Hunter)  and myself both have a lot of experience we can draw upon, like playing in a Game 7, but this hockey has also changed a lot from when we played and you have to change with it.”
Hawerchuk competed in the NHL against both Dale Hunter and general manager Mark Hunter, who has been a fixture on the Knights bench during the playoffs. However, Hawerchuk – a NHL Hall-of-Famer with 1,188 games -- was teammates with Dave Hunter in 1988-89 in Winnipeg.
“(Dale Hunter) was a gritty player with a great pro career,” said Hawerchuk.
Besides the Dale – Dale parallel, the series also features two of the three clubs (along with Windsor) vying to host the 2014 Memorial Cup.
“We’ve all made our bid presentations, so that decision is now in the hands of the (selection) committee,” added Dale Hunter. “We’re here now to play hockey.”
Besides winning the OHL title last year before losing to Shawinigan in the Memorial Cup final, London also won both titles in 2005.
Barrie’s only OHL title was in 2000, losing to Rimouski in the Memorial Cup final.

Wednesday, 1 May 2013

Finance minister Jim Flaherty's rule book


The GTA story can be mirrored here
By Mark Schadenberg

Don’t let anyone tell you a different story.
The real estate market has changed in the past couple years due to the changing of Bank of Canada and federal government rules about the necessity of a real down payment and the length of time permitted for amortization.
Examples can be drawn everywhere – Woodstock and Oxford County – the Maritimes, prairies, mountains, from coast-to-coast and the Lake Ontario coastal town of Toronto too.
I present this well-written story from The Toronto Star because it depicts the dilemma there. Everything is relative remember as a first-time purchaser here of perhaps $175,000 is comparably equal to a $300,000 sale of a condo in the GTA.
I always tell people that attractive interest rates are keeping the real estate market strong locally, but if a first-time buyer is having difficulty entering the market, then a family seeking to buy its second house in a higher price range will have stumbling blocks in trying to sell their current home first.

     ()()()()()()()()()()

A first-time buyer's condo-hunting dilemma

The federal government’s tightening of the rules related to CMHC-insured mortgages has put one buyer in a quandary.

By: Carola Vyhnak TORONTO STAR Staff Reporter., Published on Wed, May 1, 2013

TORONTO -- Shalini Devid was excited about the prospect of buying her first condo. Then mortgage lending rules were tightened, choking her hopes of home ownership. At least for now.
Devid, a financial analyst who works in downtown Toronto and rents in Etobicoke, has been caught by the federal government’s move to reduce the maximum amortization period from 30 years to 25 years on CMHC-insured mortgages. (Buyers with a down-payment of less than 20 per cent of the purchase price are required to buy mortgage insurance through Canada Mortgage and Housing Corporation.)
DOING THE MATH
The shorter amortization means higher monthly payments, equivalent to paying almost 1 per cent more on your mortgage rate.
“I was ready to jump right in and buy,” says Devid, who was looking for a condo in the $350,000 to $400,000 price range. “But the change in the amortization period made a huge difference.”
For example, a $300,000-mortgage at 4 per cent and amortized over 30 years would cost $1,426 a month to pay back. The same mortgage amortized over 25 years would cost $1,578 per month, an increase of $152.
After she did detailed calculations using different scenarios, Devid worried that, once she pays the mortgage, condo fees and utilities, she’ll be stretched too thin.
“Looking at monthly payments, (amortization) is one of the biggest things for me,” says the first-time buyer, who now thinks she’ll save for a few more years until she has a 20 per cent down payment.
“It’s unfortunate, because I’d rather be an owner than a renter,” she says.
Devid is not alone in her disappointment. Others who are caught in the amortization crunch are either putting off their purchase or buying less house, says Jim Murphy, president and CEO of the Canadian Association of Accredited Mortgage Professionals.
THE NOT-SO-NEW RULES
Since the lending rules changed last July, house sales have dropped more than eight per cent, despite mortgage interest rates being at an almost record low, according to Murphy. He points out that 17 per cent of buyers who qualified for a mortgage in 2010 would not qualify today under the new rules, Finance Minister Jim Flaherty’s fourth round of changes since 2008.
In the past, Murphy says a “large percentage” of buyers opted for an amortization of 30 years or longer, for the flexibility in financial planning it offered. His organization is concerned about the impact of the changes on a real estate market that’s already slowing.
Brampton realtor Jaspal Cheema, who’s been helping Devid in her search, says first-time buyers are being squeezed out of the market, because they typically have a smaller down-payment.
“It’s hard to balance between emotions and pocketbook,” he says, noting the urge to buy is especially strong among immigrants.
Toronto mortgage broker Joe Walsh believes “there are still lots and lots of people who want to buy.”
Among the clients he sees for pre-approval are those who offset the impact of a reduced amortization by settling for property of a lesser value. One couple, for example, opted for a townhouse instead of a semi-detached home. Others may choose a less-expensive condo as a stepping stone to a single-family home.
The aim of the new rules is to help homeowners curb their debt load, says Walsh.
The government is telling buyers: “We don’t want anyone pushing and pushing and getting into trouble,” he says. At the same time, lenders have been put on notice that “you’ve been a bit loose with the purse strings and you need to tighten them up.”
Along with the reduction in amortization periods, Walsh says the government also toughened underwriting guidelines, which translates into more paperwork for both buyers and lenders.
In the past, mortgage-seekers might have had to produce a letter from an employer stating their salary and a pay stub, but now it could be a letter, two pay stubs, a tax return and a notice of assessment.
But there is a silver lining to the amortization cloud: With five fewer years to pay off a mortgage, home owners will see substantial savings in interest charges. That $300,000 loan, for example, will cost almost $47,000 less than if it was repaid over 30 years.
THE LINK
http://www.thestar.com/business/personal_finance/spending_saving/2013/05/01/a_firsttime_buyers_condohunting_dilemma.html


Mark Schadenberg
Sales Representative
Royal LePage Triland Realty
757 Dundas St, Woodstock
www.wesellwoodstock.com
(519) 537-1553, cell or text

City distributes Rec & Leisure Guide


Directory magazine is a keeper
By Mark Schadenberg
The City of Woodstock offers many activities and programs, and even though there are 10 issues annually of the What’s On Woodstock magazine, it still became apparent that a more permanent directory of groups and associations was necessary.
With the City completing a strategic master plan (Community Strategic Plan And Integrated Community Sustainability Plan) (http://www.city.woodstock.on.ca/images/stories/pdfs/strategic_plan/final_woodstock_strategic_plan_2013.pdf), one of the outcomes from this new ‘guidebook’ researched and written by DPRA Consultants, is that the City’s communications with citizens could improve.
The brand new – it hits the mailboxes this week – Woodstock Recreation and Leisure Guide is more than just a directory of local activities such as sports and service clubs, but also in some cases is an in-depth depiction of some local programming such as swimming lessons at Southside Aquatic Centre or a profile on the Woodstock Art Gallery.
The DPRA report for The Friendly City used the slogan: ‘Our Community, Your Ideas, Our Future.’
As I’m the current chair of the Woodstock Recreation Advisory Committee (WRAC), our group knows all about contacting groups for participation in the annual Rec & Leisure Fair, which is the first Sunday in March at Cowan Park.
If you thumb through the new guide upon its arrival and realize a certain group you’re involved with is not listed, contact Glynis Hill (ghill@city.woodstock.on.ca) at the community services department.
The interesting notation here is that several groups were contacted about their participation in the guide, but if no info was received by the city, nothing was posted about that particular group because of today’s (strict) privacy laws requiring permission to promote anyone’s email address or phone number. 
After perusing the new municipal publication, I think it’s a great start to an on-going and evolving directory. Even though there’s no listing of takeout pizza places (yellow pages), I believe it’s an effective booklet that all Woodstock folks should keep on their telephone table or in a newspaper rack.
Information is readily available on the city website or by typing an organization’s name into your computer, but it’s great to see a ton of contact information in one handbook.


Mark Schadenberg
Sales Representative
Royal LePage Triland Realty
757 Dundas St, Woodstock
(519) 537-1553, cell or text
Email: mschadenberg@rogers.com
Twitter: markroyallepage
Discussion . . . Direction . . . Determination . . . Destination