Tuesday 29 July 2014

Motorcycles to race Aug 2 at Woodstock Fairgrounds oval

Woodstock Half Mile: loud and fast motorcycles
By Mark Schadenberg
The Outdoor Canada Farm Show.
The Woodstock Wood Show.
Cowapolooza and the Victoria Day long weekend both in Southside Park.
Motorcycles back on fairgrounds' oval
There are many annual events that play a role in putting Woodstock on the map.
Another summer happening this year is: Saturday, Aug. 2 at 1 p.m. (Races begin at 4 p.m.) with the Woodstock Half Mile motorcycle races at the Woodstock Fairgrounds on Nellis Street.
It's always intriguing to witness the balance of the racer as their one knee appears to have enough friction on the track to start a blaze as the motorcycles speed around the fairgrounds oval, which was once (in past years) the home to many harness racing nights.
The flat track series is not a one-day only extravaganza as the Woodstock stop is just one of many throughout southern Ontario, including race cards also in London, Burford, Paris, Leamington, Welland, Wheatley (Action picture below from Facebook and Wheatley race) and elsewhere.
Just as NASCAR and the PGA Tour have a season-long points standings based on results at each event, so does the Flat Track Canada series. The 'CC' of the bike and experience and age of the racer are just three of many determining factors to create the various divisions. Don't google my name to ask me questions about who is the one to beat in 'Open Intermediate'. I'm a blogger providing free advertisement and promoting another terrific event in Woodstock.
Advice I will offer, however, is to wear some type of hearing protection as the motorcycles are both fast and loud. It's also not just 2-wheelers, but ATVs will also take laps at the fairgrounds.
Listed online in both the Youth 85 CC and Youth 65 CC grouping is Boyd Deadman of Woodstock, so you can attend and cheer on young local athletes. By reading a Woodstock Sentinel-Review story from 2013 (link below), I'm guessing Boyd is only about 10 years old. He also has an important hometown advantage, as mom Leanne is one of the race-day organizers.
Admission is $15, and practice heats begin around 1 p.m.

LINKS
www.flattrackcanada.com

http://www.woodstocksentinelreview.com/2014/07/30/flat-track-canada-race-to-be-held-at-woodstock-fairgrounds
FACEBOOK: Flat Track Canada Inc
2013 STORY:
http://www.woodstocksentinelreview.com/2013/07/31/motorcycle-racing-comes-back-to-woodstock
OTHER LINKS:


Promoting Everything In Oxford County
Mark Schadenberg, Sales Representative
Senior Real Estate Specialist (SRES designation)
Royal LePage Triland Realty
757 Dundas St, Woodstock
www.wesellwoodstock.com
(519) 537-1553, cell or text
Email: mschadenberg@rogers.com
Twitter: markroyallepage
Facebook: Mark Schadenberg, Royal LePage Triland

Discussion . . . Direction . . . Determination . . . Destination

OHL's most outstanding defenceman of 2010 reaches pinnacle

Chauffeur for Max Kaminsky tells his tale
Woodstock recognizes Jake Muzzin and Kings blueliner gives back to hometown
By Mark Schadenberg
After disembarking from the bucket of a fire truck after a parade in his honour in his hometown with the Stanley Cup this past Sunday, the local 25-year-old Los Angeles Kings blueliner was on stage outside the community complex to listen to the official declaration of Jake Muzzin Day and also receive a key from the city from Mayor Pat Sobeski, and to also receive a commemorative WMHA jersey from association president Mike Collins, and drink chocolate milk from the famous Cup.
The milk was fulfilling a promise made to Liz Wismer on the Heart FM morning show as this is The Dairy Capital of Canada.
The parade and surrounding festivities were coordinated by the City of Woodstock (Brad Janssen, community complex staff, fire department, police force, Downtown BIA, local media, and recreation advisory committee all did their part) to place Jake on his deserved pedestal as the first-ever Stanley Cup champ from Woodstock.
It's an astounding accomplishment. It truly is local history.
In return, Jake thanked the community for its loyalty and wanted to give back in some fashion, besides simply sharing his day with the Cup with his hometown. One way Jake most certainly gave back to the community was a personal donation of $5,000 he quietly made to the Alf Langdon memorial Play Hockey Fund. Dollars are directed to families who have difficulty paying Woodstock minor hockey registration fees and its committee also collects used equipment for local youngsters. The Langdon family most certainly needs to receive recognition for its efforts for the past 30+ years to local hockey.
As the '14 NHL playoff bracket evolved, Woodstock became increasingly more Los Angeles Kings fans as Jake's club fell behind 3-0 in the opening round to San Jose, but won 4 in row, then dispatched cross-town rival Anaheim, eliminated the defending champions from The Windy City, and won the Cup in 5 games over the Rangers of The Big Apple.


I certainly lost many good hours of sleep watching West Coast hockey this past season. The Kings have been among my favourites since the Triple Crown line of Marcel Dionne, Charlie Simmer and Dave Taylor. I actually did not like the Bruce NcNall era of Wayne Gretzky in Hollywood.
I gained my fond admiration for Jake – as has been written about previously – as I could truly sense his dedication and internal fortitude of bouncing back from a significant back injury even before his OHL rookie season with the Sault Ste. Marie Greyhounds and then rehab his way back (pun intended) to be drafted by the Penguins in 2007. Somehow the Pittsburgh establishment decided not to offer Jake a contract before the 2009 draft (Clubs have 2 years to sign their picks or they re-enter the entry draft), so Jake eventually became a free agent after not getting drafted (for a second time) that off-season.
Instead of lumbering into an overage OHL year of regret and disappointment in 09-10 with the Greyhounds, Jake stepped it up and would be named the OHL's most outstanding defenceman, and thus having his name engraved on the Max Kaminsky Trophy alongside now teammate Drew Doughty (2008), plus the well-known monikers of Denis Potvin, Chris Pronger, Al MacInnis, Larry Murphy, Brad Marsh, Rick Green, Craig Hartsburg, Marc Staal, Bryan Berard, Brian Campbell, and more recently Dougie Hamilton and Ryan Ellis.


My background role as an OHL broadcaster for the London Knights permits me the opportunity to follow closely the careers of many talented hockey players, beginning when they are still only 16 years old. As a quick example, one of my 'running comments' among the Rogers TV crew after a long live TV interview I just conducted is to say, “Well, he's no Peter Holland.” I interviewed the now Maple Leafs forward Holland for almost 15 minutes on live TV during the Under-17 world challenge in London a number of years ago. The seemingly never-ending conversation occurred because we had a time block to fill, but also because the young hockey player was such an eloquent and well-spoken teenager we just continued and continued.
Someday I will write about more junior hockey memories.
With my connections at the OHL, I contacted the brass to request the almost-historic Max Kaminsky Trophy for Jake Muzzin Day. You never know who has which week off during the off-season, so my emails circulated through the likes of Paul Krotz, Joe Birch, and Herb Morell (pictured), the league administrator who keeps the schedule moving like a well-polished machine. As they say in physics, an object in motion tends to stay in motion, but there are many organizational people who have made the OHL the greatest league for developing NHL hockey players.

As it turns out Morell, who I also know as the statistician for InterCounty baseball (IBL; London Majors, Brantford Red Sox and the other Toronto Maple Leafs), had an assigned day at the MasterCard Centre of Hockey Excellence in Etobicoke (Also home of the Toronto Maple Leafs and Lakeshore Lions arena), so Herb was kind enough to bring the Max Kaminsky hardware to his house, which was most certainly a closer drive for me to transport the polished and shined trophy to The Friendly City.


Today (July 29), I returned the trophy to Bill Wellman and the vault in Etobicoke. The trophy was lying on the back seat of my RAV4 with two seat belts, and wrapped in several shopping bags, blankets and towels. When I arrived at the 4-plex arena on Kipling (north of the Lakeshore and south of the QEW), I entered the wrong door and quickly realized I was at the Leafs offices and training facility and not the public foyer. I believe it was highly-ranked prospect Stuart Percy eating lunch who I briefly chatted with. Back in the parking lot, I was soon directed through two sets of security fences to the actual front door where Mr Wellman soon arrived with a cart.
I'm a full-time Realtor. I tell folks real estate sales is the real job that puts groceries in my food cart, but also as a long-time media person, I continue to admire high-level athletes and enjoy being a person who provides publicity to those who deserve their well-earned recognition. Congrats again, to Jake Muzzin

Mark Schadenberg, Sales Representative
Senior Real Estate Specialist (SRES designation)
Royal LePage Triland Realty
757 Dundas St, Woodstock
www.wesellwoodstock.com
(519) 537-1553, cell or text
Email: mschadenberg@rogers.com
Twitter: markroyallepage
Facebook: Mark Schadenberg, Royal LePage Triland

Discussion . . . Direction . . . Determination . . . Destination

Monday 21 July 2014

Jake Muzzin and Stanley Cup parade in Woodstock

Kings defenceman to enjoy Stanley Cup in Friendly City on July 27 
Muzzin's fierce dedication part of long journey to NHL
By Mark Schadenberg
A Stanley Cup Parade in Woodstock!
Wow!
Congratulations to Jake Muzzin of the Los Angeles Kings.
Jake's story is about perseverance and dedication, as much as taking a set of athletic tools to develop into a top-calibre NHL defenceman.
          ()()()()()()()()
Watch on Rogers TV this summer as there will be a newly produced feature on Jake Muzzin with myself as host and John Payne as videographer. I don't have a copy of the tape, so no comments from those new interviews are included here.
          ()()()()()()()()
Much of the Muzzin biography is well known in Woodstock – learning at a very young age on Woodstock Minor Hockey Association (WMHA) teams, including an atom team that went 110 games without losing over more than one season. Jake would elevate his play on AAA squads for the Brantford 99ers, was then drafted 11th overall into the OHL by the Sault Ste Marie Greyhounds, drafted in the NHL's 5th round by the Pittsburgh Penguins in 2007, but did not sign a contract, and then joined the Kings organization as a free agent. In his OHL's overage year in 2009-10 he was the OHL's defenceman of the year in winning the Max Kaminsky Trophy (as voted on by the league's general managers), and thereby was also first-team all star.
“To be recognized with that trophy was a big accomplishment for me,” said Muzzin back in May 2010 when he was interviewed by myself for a local Rogers TV segment. “To be listed on that trophy is a great honour.”
Muzzin was proud to be listed next to previous winners, such as current teammate Drew Doughty, plus Chris Pronger, Bryan Berard, Denis Potvin, Brad Marsh, Rick Green, Larry Murphy, Bryan Campbell and Marc Staal.


The part of the Muzzin tale not talked about enough -- you could say is about Jake's tail as he missed about 16 months of hockey (major midget year), after being selected by the Soo Hounds, due to a significant lower back (two herniated discs) injury.
His arrival in the NHL was not a meteor as he played 11 games in 2010-11, but then spent the entire 11-12 season in the AHL with the Manchester Monarchs.
Muzzin noted in 2010 that the AHL was a big step from the OHL.
“All the guys in the AHL are bigger and stronger – they're all men. With the puck, you have to make up your mind a lot quicker and have to pass much quicker. You have to be ready to take a hit and they hit a lot harder too.”
The lockout of 12-13 might have been an assist in reaching his goal as he started out the campaign back in the AHL, but when the work stoppage ended, Jake Muzzin – with No. 6 on his back – was a full-time NHL player and even earned the NHL rookie-of-the-month honours for March of 2013 with 11 points in 17 games, including a 3-point night against the St Louis Blues on March 5, 2013.
Now, after 132 regular season and 43 more playoff games, including a Stanley Cup title, plus the determination, the accolades the 25-year-old is now receiving are very well deserved. Muzzin was given a lot of credit along the way with increased ice time with partner Drew Doughty as the Kings battled back from trailing San Jose 3-0 in the opening round, and also beating Anaheim and defending champion Chicago, before downing the New York Rangers in five to win the Stanley Cup. In 26 post-season games, the 6'3” blueliner earned six goals and six assists, including netting one in the Stanley Cup Final.
The Woodstock celebration on Sunday, July 27 will include a few surprises for Jake, but essentially includes a parade on a fire truck from City Hall to Wellington and Dundas, then south on Wellington over the train bridge to Henry Street, then east to Finkle and south to the community complex and Goff Hall.
Autographed pictures (as donated by Woodstock Print & Litho) and viewing of the Cup for fans will be available. A Muzzin L.A. Kings jersey, a framed photo and other memorabilia will be on hand.
The WMHA will be hosting a fundraising bbq, plus donations will also be accepted for the Alf Langdon Memorial Fund, which distributes dollars to boys and girls requiring financial assistance to play minor hockey locally.
As an OHL broadcaster for Rogers TV, I have had the absolute privilege of interviewing Jake several times over the years as the Greyhounds are in the same conference as the Knights. When he scored his first NHL goal, myself and John Payne (pictured below) visited his parents' home to talk hockey and look at the modest collection of Muzzin memorabilia. Following Jake's advancements through the hockey ranks has been most enjoyable and certainly added to by the fact his aunt Carolyn is a Realtor like myself based out of the same Royal LePage Triland office.
Stanley Cup champions have a short off-season. In September, Muzzin will return to Hollywood as he is under contract for one more year (2014-15) at $1 million (www.capgeek.com) with the Kings. When I chatted with him for the Rogers TV special to air later this summer, Jake noted that while in Los Angeles he shares an apartment with teammate Dwight King.
Congratulations Jake on your well earned accomplishments!

Where Was I ?
By the way, it will always be easy for me to remember where I was when the Kings won the Cup in double overtime – I was at the CASS track as a steering committee member for the Canadian Cancer Society's Relay For Life.

Eight Fun Facts
- The only player selected in the 5th round of 2007 with more NHL games than Jake Muzzin is: Jamie Benn of the Dallas Stars with 344, 116-156-272.
- Remember the NHL's Tyler vs Taylor debate before the 2010 draft, both Taylor Hall and Tyler Seguin were first-team OHL all stars as forwards in 2010.
- After his overage OHL year in 2009-10 with the Greyhounds he played 13 playoff games in the AHL with Manchester for an instant learning experience.
- Jake's first NHL goal was Jan 26, 2013 versus Jason LaBarbera of the Phoenix Coyotes. Muzzin also had an assist in the 4-2 win over the Coyotes. Muzzin also had a minor penalty for holding in recording a different version of a hat trick.
- Winning the Max Kaminsky Trophy as most outstanding OHL defencemen is interesting in 2010 as Drew Doughty won same trophy in 2008 with the Guelph Storm.
- Among Jake's coaches in the Soo were Craig Hartsburg, who also won the Max Kaminsky in 1977 playing with the same Greyhounds (See the graphic).
- Back in 06-07 when Muzzin made his OHL debut, second on the Greyhounds in scoring that year was Cody Thornton – of both Embro and Woodstock. Thornton, who now plays pro in Germany with the Landshut Cannibals, had 36 goals and 40 assists.
- Among Jake's WMHA teammates was the remarkable Kelly Paton, who in 2010 was a finalist for top female NCAA Div 1 hockey player (known as the Patty Kazmaier Memorial trophy). Paton, who played with the Univ of New Hampshire Wildcats in NCAA, while Jake had been assigned to Manchester, New Hampshire in the AHL. It truly is a small hockey world. Paton, who is now a coach at the University of Western Ontario, played women's pro hockey in Switzerland.

LINKS:
http://www.nhl.com/ice/news.htm?id=663190
A look back to 2012:
http://www.woodstocksentinelreview.com/2012/07/19/six-questions-with-woodstock-native-and-la-kings-prospect-jake-muzzin
Picture: Borrowed from USA Today

LA Kings Fan & A Full-Time Realtor

Mark Schadenberg, Sales Representative
Senior Real Estate Specialist (SRES designation)
Royal LePage Triland Realty
757 Dundas St, Woodstock
www.wesellwoodstock.com
(519) 537-1553, cell or text
Email: mschadenberg@rogers.com
Twitter: markroyallepage
Facebook: Mark Schadenberg, Royal LePage Triland

Discussion . . . Direction . . . Determination . . . Destination

Saturday 19 July 2014

Annaleise Carr to attempt fundraising swim across Lake Erie

Camp Trillium to receive proceeds from Erie (Pa) to Port Dover crossing, July 25-26
Jerry family of Sweaburg to play integral part in swim marathon

By Mark Schadenberg
Annaleise Carr is a name most in southern Ontario knows, but they often can't quite remember why.
The Jerry family of Sweaburg is quietly assisting her cause – crew members in a difficult yet rewarding challenge.
In the summer of 2012, Carr swam from Niagara-on-the-Lake to Marilyn Bell Park in Toronto and in the process became the youngest ever swimmer to cross Lake Ontario. Carr was just 14. It's hard to understand 26 hours and 41 minutes of swimming, and now she plans on exceeding that performance.
Move the calendar forward to 2016 and the now 16-year-old has a goal to swim across Lake Erie, July 25-26 (Erie, Pennsylvania to Port Dover; about 75 km). The purpose is again to raise funds for Camp Trillium (www.camptrillium.com), which is a year-round camping and activities program for families with a child battling cancer.
Bill and Karen Jerry, and grown children Kristen and Braden are integral parts of the Annaleise Carr Radical Crossing team. Long-time avid boaters, I think Bill has the Erie topographical map memorized and he needs to as just four boats and a kayak will accompany Carr on her freestyle swim sojourn.
Published by Lorimer Books, the 2012 Lake Ontario success became part of a book: Annaleise Carr: How I Conquered Lake Ontario to Help Kids Battling Cancer
If Carr completes the 2014 swim, it will be the longest-ever distance crossing of Lake Erie.
The Rainbow Lake location in Waterford is a 143-acre camp donated to Camp Trillium by the Long Point Region Conservation Authority. Activities can range from archery to fishing, crafts, kayaking and canoeing, and swimming in an in-ground pool or the picturesque lake. Each family's adventure becomes a respite and relaxation from cancer treatments.
As if to state the obvious, no family wants to spend any time at Camp Trillium as all families want health for their children.
The video link below – narrated by Bill Jerry – recalls that Carr, who lives in Walsh near Turkey Point, was deemed in 2012 to be too young to volunteer at camp Trillium, so she did much better and raised more than $200,000.
Part of her training now also includes coaching kids in the Norfolk Hammerheads swim program. Carr is dedicated to swimming and dedicated to Camp Trillium.
It truly is amazing to see a 16-year-old focus such efforts in raising awareness and dollars for the camp.

Excerpt from www.annaleisecarr.com:
My name is Annaleise Rebekah Carr, and I am a 16 year old marathon swimmer from Walsh, Ontario in Norfolk County. On August 19, 2012, I became the youngest person to swim across Lake Ontario, with the goal of raising money and awareness for Camp Trillium.
I’ve been swimming competitively since I was 4 years old. I’ve competed at long and short course provincials, as well as open water provincials, and also at the provincial lifeguard games as a member of the Town of Tillsonburg Lifesaving Club and in triathlons. I’m not very tall (4’10”), but huge in heart!
Camp Trillium has been close to my heart since I visited their camp at Rainbow Lake in the summer of 2011, as part of the North Shore Swimmers, completing a 10 km open water swim and 10 km run through Norfolk County. We raised around $15,000 for Camp Trillium, and my visit there has been forever etched in my memory.
On Sunday, August 19, 2012, I finished crossing Lake Ontario, following the traditional Marilyn Bell route from Niagara-on-the-Lake to Marilyn Bell Park near the CNE in Toronto (considered one of the most difficult open water swims in the world). I became the youngest person to complete the swim, as well as the youngest person to join the “24 Hour Club,” which includes all swimmers who do a marathon swim for 24 hours or longer. My crossing took an incredible 26 hours and 41 minutes through gruelling and wild conditions.
My world record swim has raised more awareness to Camp Trillium and childhood cancer. My original goal was to raise $30,000; I’ve now raised well over $200,000! I continue to raise funds for children’s charities (including being an ambassador for Camp Trillium and Canadian Tire Jumpstart) as I do presentations about my swim and compete in other endurance sports. My goal is to continue raising more funds for this camp so that more kids and their families can attend while they suffer the anguish of their battle with cancer.

Awards and Accolades
  • World Open Water Swimming Association (WOWSA) Woman of the year in 2012.
  • Queen Elizabeth II Diamond Jubilee Medal, presented by Canadian Prime Minister Stephen Harper
  • Ontario Lieutenant Governor’s Community Volunteer Pin
  • 2012 Ontario Junior Citizen of the Year
  • 2012 'Canadian Sport Awards Spirit of Sport' Story of the Year
  • 2012 Inductee into the Norfolk County Sports Hall of Recognition
  • 2012 TVO Kids “Super Citizen” Award
  • #10 on CTV Kitchener Top 10 Stories of 2012
  • In the 20 people of 2012 on CHCH TV
  • Finalist for Global Marathon Swimming Awards 2012 Solo Swim of the Year (Female)
  • Named a member of Ripley’s  Aquarium Canada “Marine Teen” Youth Advisory Council


2014 Swim
Be sure to check out her website, the YouTube video, and the link to Camp Trillium as well.
Obviously a Lake Erie crossing – the Annaleise Carr Radical Crossing – is not challenged without a large support team, including the Port Dover Sail and Power Squadron, along with the Jerry family of Sweaburg (Bill, Karen, and Kristen [pictured] and Braden on the crew), and many corporate financial sponsors.
Good luck to Annaleise Carr !!
LINKS:
http://www.simcoereformer.ca/2014/06/16/in-just-over-a-month-norfolks-annaleise-carr-will-attempt-to-swim-75-kilometres-across-lake-erie
https://www.youtube.com/watch?v=BcdmCcoqOjk&list=UUCnnJPs_WNSxttVV1Ei03kw#t=11
FACEBOOK: Annaleise Carr

Mark Schadenberg, Sales Representative
Senior Real Estate Specialist (SRES designation)
Royal LePage Triland Realty
757 Dundas St, Woodstock
www.wesellwoodstock.com
(519) 537-1553, cell or text
Email: mschadenberg@rogers.com
Twitter: markroyallepage
Facebook: Mark Schadenberg, Royal LePage Triland
Discussion . . . Direction . . . Determination . . . Destination

Friday 18 July 2014

Lioness Club of Tillsonburg hosts garden tour this weekend

Petunias, fountains, shrubs, and mulch love ! 
Flowers and ornate gardens around houses create curb appeal.
As a member of the Lions Club of Woodstock, I promote all events involving the Lions.
As a full-time Realtor for the past 15 years, I know a lot about pride in home ownership, the importance of having a green thumb, and love of your community.
The Lioness Club in Tillsonburg is sponsoring its annual garden tour this weekend and obviously Tillsonburg is a terrific town in Oxford.
Seven gardens are participating on Saturday and Sunday -- both days 1 - 4:30.
Read the Tillsonburg News link below.
I say congratulations to the Tillsonburg club as this is their 15th annual show -- a great fundraiser and an even better way to promote your town !
"Most people are proud of their gardens – they put a lot of work into them, and it's nice to see them appreciated," says Lioness member Ruby Fleming.
Also part of the 7-stop tour is a community garden, which includes vegetables.


LINK:
http://www.tillsonburgnews.com/2014/07/14/annual-tillsonburg-lioness-garden-tour-expands-to-two-days----july-19-20


Wednesday 16 July 2014

Local BIA busy attracting consumers to Dundas stores

Streetfest sidewalk sale days are Aug. 7 - 10
Visit the museum, art gallery and market theatre

By Mark Schadenberg
There's lots in store in Downtown Woodstock.
However, it's more than the dozens of stores and restaurants which you will love to browse, but also the Dundas Street attractions.
The Woodstock Art Gallery welcomes a new curator on August 1 in Mary Reid (Sentinel-Review link below), who has also enjoyed similar municipal art positions in Winnipeg and Barrie.
The Woodstock Museum (National Historic Site) is always a must stop with both its permanent displays about the history of Woodstock and our surrounding area, but also its many scheduled exhibits, including the current Oxford (County) In The Age Of Innocence artifacts. The museum website notes this is the first of five exhibits designed to recognize 2014 as 100 years since the First World War.
You should also investigate www.theatrewoodstock.com, which lists all the 2014-15 productions.
The Woodstock Business Improvement Area (BIA) committee is always planning and scheming to bring consumers to Dundas, including the Thursday afternoon (Noon – 5 p.m.) farm market in museum square which also includes some crafters.
Shop. Dine. Work. Play. Those are the tab words on the top of the website www.downtownwoodstock.ca (519 537-5721), but it also reflects what the city's historic main street offers with lots of small stores ranging from books to jewellery, and clothing to framed limited prints, plus shoes and toys.
The annual sidewalk sale days – Streetfest – is Aug. 7 – 10 this year. Several stages with live music, along with attractions for children such as a petting zoo, ventriloquist, juggler and clowns.
The annual Streetfest car show is Sunday, Aug. 10, 9 a.m. - 3 p.m. Dundas is closed off and becomes a show-and-shine of vintage cars, trucks and motorcycles.


The BIA website says:
All downtown BIA’s have the same goal – to encourage more traffic and ultimately increase traffic and sales in their business district. We strive to create a vibrant community and a prosperous local economic environment. The BIA acts as a unifying body for our membership – working to make Downtown Woodstock a “Destination” not only for the retailers and restaurants, but for our professional and cultural assets as well. Our efforts are dedicated to ensuring a healthy economic environment for our community and making Downtown Woodstock a Destination – a place in which to shop, dine, work, play, live or invest!

Many Woodstock residents might not realize it, but the annual November Santa Claus Parade (Nov. 15 in 2014) is organized by the BIA. Lead-up to X-mas includes Santa's house and a giant musical Christmas tree in museum square along with horse drawn sleigh rides.
Lots of reasons to reside in Woodstock!

LINKS:
http://www.woodstocksentinelreview.com/2014/07/15/happy-to-be-home-curator
www.woodstockmuseum.ca


Mark Schadenberg, Sales Representative
Senior Real Estate Specialist (SRES designation)
Royal LePage Triland Realty
757 Dundas St, Woodstock
www.wesellwoodstock.com
(519) 537-1553, cell or text
Email: mschadenberg@rogers.com
Twitter: markroyallepage
Facebook: Mark Schadenberg, Royal LePage Triland

Discussion . . . Direction . . . Determination . . . Destination

Friday 11 July 2014

Modest updates, elbow grease required to sell your home

Lots of ideas, but here are some basics
By Mark Schadenberg
If you're thinking about moving, but also thinking about possibly staying, read the link below offering updating / staging tips from The Globe And Mail.
If you're going to put your house on the market – declutter and clean, clean and clean some more. Inside and outside as beautiful and modest flower beds of petunias create terrific first impressions.
I once had a house listed that showed reasonably well, but if you looked under the kitchen sink you would quickly get a sinking feeling about the home's overall on-going maintenance. Dirty and filthy would be the adjectives, and that was a house on the market.
In principal rooms be sure to have nice flooring even if that means removing old carpeting from a bedroom that Pam loved the purple in, but Pam now lives in Penetang and is married to Paul and has three kids – Paula, Patricia and Patrick (Two Pats), and a dog named Petunia.
If there is hardwood under 10-year-old carpeting -- remove the carpet. If the carpet is quite new and you know the hardwood is not in great condition -- rent a carpet cleaner.
No matter what price range you are selling from, rent a storage unit for those extra boxes, Pamela's high school papers, and an overwhelming number of family heirlooms and pictures. Then, unless you had the brushes, rollers and drop clothes out just two years ago, paint the main two or three rooms, especially the kitchen. Bedrooms with dark smudges around light switches should also be painted a neutral tone. 
Don't spend big bucks on new stone granite countertops, but do modestly replace the counters if they are extremely dated and add a backsplash.
If you're staying, my best advice is never over-improve your home for its neighbourhood. Stamped or impressed concrete driveways are expensive. Home renovations are certainly for your personal enjoyment and to increase the value of your property.

When selling, here's three quick tips.
  1. Clean, no odours, uncluttered and attractive.
  2. Promote home with tons of professional photos (No cars in the driveway).
  3. Priced right. If your home is worth $250,000, don't ask $274,900 as your eventual selling price will be then be under $248,000.

LINK:

Advice from a Royal LePage office in the GTA:


Mark Schadenberg, Sales Representative
Senior Real Estate Specialist (SRES designation)
Royal LePage Triland Realty
757 Dundas St, Woodstock
www.wesellwoodstock.com
(519) 537-1553, cell or text

Tuesday 8 July 2014

Close a deal on a house, but close your deal with GAPP

Insurance in case of illness or injury for a home owner
By Mark Schadenberg
I don't sell insurance, but at the end of the day, insurance is also about financial planning.
What happens if you have a disability (illness or injury) that doesn't permit you to work for a few weeks?
Who then pays your mortgage?
No one expects to be unable to work, but among the first to realize this possibility is your lending institution as they want a backup plan for their clients in case a hardship does occur. Your bank will sell you (could sell you) coverage to assist in making mortgage payments if need be.
Again, I'm a full-time Realtor and not a financial planner, lawyer, accountant or plumber. At the same time, good solid advice is just that – a suggestion on one place you can go to seek advice.
GAPP – Greatest Asset Protection Plan – is someone you should contact. Greg Sloan (519) 851-6500 will show you all the pros and cons of various insurance plans and explain how your greatest asset isn't your house. Your greatest asset is you and your partner – the wage earners who day-in and day-out are creating the life you and your family enjoy.
The story below was printed this past weekend in The Toronto Star (I've used a lot of links from this paper lately) and describes the scenario of a single woman with terrific income who can't decide if she should buy a house or continue to rent. It can be a dilemma, but buying is always the best advice because after 20 years (more or less) of patience and payments you own a significant investment.
Factors, including the cost of maintenance or selling if you are relocating for work always weigh in, but the goal of most Canadian is to be a home owner.
Check out the link and the attachments from Greg Sloan. By the way, he is the same Greg Sloan who does play-by-play on Rogers TV for London Knights games. Just like me, he dabbles a bit in sports broadcasting as a hobby.
There is another story pertaining to the rise of home insurance due to floods and extreme weather.

TORONTO STAR Link:
http://www.thestar.com/business/personal_finance/2014/06/02/shes_40_on_her_own_and_wants_to_buy_a_house_can_she_really_afford_it.html
http://www.thestar.com/business/personal_finance/investing/2014/07/07/homeowners_get_ugly_surprise_on_insurance.html

I was having difficulty with the correct link to this mortgage insurance story, so I broke my own rule and shall cut and paste here:

Mortgage insurance policies may not cover claims: Roseman

When insuring a mortgage, you expect a payout if you die suddenly. But banks can turn down claims years later because of incorrect answers to health questions.


Vivian Elliot lost her husband in 1990. He died from a massive heart attack at age 51.
Six months later, she found out her mortgage life insurance wasn’t in force. The bank said the application was answered incorrectly.
“My husband brought the form home and we filled it out. As far as we knew, it was accepted,” she said.
“It was refused because my husband had ticked off a box saying he did not have lung disease. My husband had bronchitis and the insurance company stated this was lung disease.”
Fortunately, she sued and won a settlement. Her lawyer said the bank was planning to train staff to go over forms with clients and avoid confusion.
Elliot contacted me because she was surprised to read my column about another widow, Angela Massa, who was turned down when claiming for life insurance on a $289,000 mortgage.
Scotiabank said her husband had answered a health question incorrectly and refunded the premiums paid (less than $5,000). It also charged her $12,000 to break the mortgage before its five-year term.
Massa sold the house, which she could no longer afford, and bought a smaller house with her son. She refused to transfer her Scotiabank mortgage, even though she could avoid paying a penalty by doing so.
I heard from several widows, who felt poorly treated by their banks when the mortgage life insurance they counted on failed to materialize. I also heard from a disgruntled banker, now retired.
“I have no qualms about exposing banks for their greed and arrogance,” he said. “Banks knowingly sell insurance to people, aware that many misrepresent the facts concerning their health.
“They collect premiums falsely and when required to pay, they escape payment by proving the falsity. In this scenario, it’s not in the banks’ interests to do due diligence up front on insurance questionnaires.”
Jim Bullock, an insurance broker and expert witness in lawsuits, says mistakes are inevitable when filling out complex questionnaires. People forget about health issues that result in a doctor’s visit, but turn out to be false alarms.
“It takes a trained insurance agent to explain the questions properly,” Bullock told provincial insurance regulators, who were looking into tightening the rules in 2008 (and dropped the idea).
“The agent has to explain that medication includes over-the-counter potions, herbals and food supplements. He has to decide if doctor includes a dentist or chiropractor. He has to delve into a question about symptoms, because this includes things as routine as headaches.”
CBC Marketplace did a 2008 show, In Denial, showing how mortgage life insurance can leave people in the lurch. Marketplace made up an insurance form, similar to what banks use, and asked consumers to complete it without an agent’s help. What happened? Three quarters of consumers with something to disclose about their health failed to do so.
Organizations selling insurance this way have a profound conflict of interest, says Bullock (who appeared on the show). They collect premiums for years on policies that would have never been issued if they had been properly underwritten. And they keep the money on the 90 per cent of mortgage life policies that do not result in claims.
Ami Maishlish of CompuOffice Software, which sells rate comparison tools to agents, also wants to see insurance sold properly to mortgage clients at bank branches.
“I strongly believe there are too many life insurance contracts out there, where the ‘approval’ is only for payment of premiums,” he says. “The purpose of insurance is dual — coverage should the insured event occur and peace of mind. Post-issue underwriting defeats the second purpose.”
Lance Speck argued that mortgage life insurance is deceptive on two levels: (1) The coverage declines as the mortgage is repaid, but the premiums don’t decline. (2) Banks don’t provide coverage when you sign on, but only if you pass a post-death medical exam.
“Few people will meet this hurdle, as even the slightest illness can disqualify the applicant, even illnesses that have nothing to do with the cause of death,” he said. “This is a clear ethical issue.”
My advice: Talk to independent life agents when insuring your mortgage. Compare rates. Ask whether the insurance company will check your records when you apply or only when you — or your survivors — make a claim.
Ellen Roseman writes about personal finance and consumer issues. You can reach her at eroseman@thestar.ca or www.ellenroseman.com




Mark Schadenberg, Sales Representative
Senior Real Estate Specialist (SRES designation)
Royal LePage Triland Realty
757 Dundas St, Woodstock
www.wesellwoodstock.com
(519) 537-1553, cell or text
Email: mschadenberg@rogers.com
Twitter: markroyallepage
Facebook: Mark Schadenberg, Royal LePage Triland

Discussion . . . Direction . . . Determination . . . Destination