Havelock Corners & Farewell To Manual Typewriter

April NewsletterMark SchadenbergSales Representative
Royal LePage Triland Realty
757 Dundas St, Woodstock
Email: mschadenberg@rogers.com
Site: www.marksells.ca
www.markroyallepage.blogspot.com
www.royallepagetriland.com www.wesellwoodstock.com
Home Office: (519) 539-4319 Office: 539-2070 Fax: 539-4859
Office On The Go: (519) 537-1553 Or text: 537-1553
You may also find me on Facebook(I can always use more friends) & Twitter (MarkRoyalLePage).
Royal LePage Triland: 757 Dundas St, Woodstock
Topics
- Havelock Corners Under Construction
- Manual Typewriter Going Extinct
- What Is Long Term Evolution Network?
- How To Save On Hydro Bill
- Vancouver Prices Are Out Of This World
- Dent, Butler, Falcon, Parrott or More
- I'm Ready To Work For You
- I'm Involved In Relay For Life
　My How 'The Friendly City' Has ChangedWhen I grew up in Woodstock, it was an established fact that the area north of Pittock Lake included a Thames River (UTRCA) conservation area and the Oxford Regional Centre. While the ORC closed about 15 years ago (1996?) and is now both a subdivision (Alder Grange) of new homes and a wonderful indoor/outdoor soccer complex (Cowan Park) on the east side, and a golf course and subdivision (Sally Creek) on the west side of Highway 59, the most remarkable transformation is the one currently underway where Summit Crescent meets the 13th Line.
Senator Homes, which is a very large home-building developer based in North York, is now beginning its promotion of the Havelock Corners neighbourhood. This new subdivision is debuting and is not merely a collection of homes, but a vast development of 241 (correct) seperate lots, plus space for an additional 48 bungalow/ranch townhouses (One could imagine they would be condos). A fairly significant park is also planned for the area -- I would guess similar to what is seen now at William Grey Park adjoining the homes on Leinster and Gladstone.
Since everything today seems to be online, you should check out: http://www.senatorhomes.com/havelock/havelock-siteplan.pdf.
According to the company website, the four model homes already built are open for viewing Monday - Friday, 2 - 7 p.m.; and Saturday and Sunday, noon - 6 p.m.
What is interesting is that all homes fronting on the 13th Line on both sides of the road will certainly remain as they are and many of those lots are an acre or more. Any modification of those properties will only occur as services arrive (municipal water and sewers) and severances are permitted.
Meanwhile, the new Senators Homes subdivision will feature as few as just 4 brand new houses with frontage on the 13th. All the residences on the north perimeter would back on to Oxford Road 17 and not, therefore, have frontage on this artery which travels east past the Woodstock Meadows golf course and ends where it does today at Oxford Road 4.
Since this is my space, and I can offer opinion, I believe there are too many 36-foot frontage lots. Woodstock is not the GTA. Is land such a premium in this area obviously evolving into residential from its previous farming use. The flip side of that, as it to quickly contradict myself, with so much valuable and productive farmland on the north side of Oxford Road 17, the agriculture conscience says we need to preserve our crop land and one way to do that is to build relatively dense subdivisions.
If you want more details on these lots, and costs associated with building here, don't hesitate to call me.
　
My How Technology Has Changed
Last typewriter factory left in the world closes its doors By Daily Mail Reporter
Last updated at 8:03 AM on April, 26, 2011
It's an invention that revolutionized the way we work, becoming an essential piece of office equipment for the best part of a century.
But after years of sterling service, that bane for office administration has reached the end of the line.
Godrej and Boyce - the last company left in the world that was still manufacturing manual typewriters - has shut down its production plant in Mumbai, India with just a few hundred machines left in stock.
Standing the test of time: The keyboard might not have changed in 100 years, but the typewriter itself has been superseded by the computer. Although typewriters became obsolete years ago in the west, they were still common in India - until recently. Demand for the machines has sunk in the last 10 years as consumers switch to computers.
The company's general manager, Milind Dukle, told India's Business Standard newspaper: "We are not getting many orders now.
"From the early 2000s onwards, computers started dominating. All the manufacturers of office typewriters stopped production, except us. Till 2009, we used to produce 10,000 to 12,000 machines a year. But this might be the last chance for typewriter lovers. Now, our primary market is among the defence agencies, courts and government offices."
The last in a long tradition: Godrej and Boyce's Prima typewriter is the last machine of its kind to be manufactured
The company is now down to its last 200 machines - the majority of which are Arabic language models.
The firm began production in the 1950s - when Prime Minister Jawaharlal Nehru described the typewriter as a symbol of India's emerging independence and industrialization. It was still selling 50,000 models annually in the early 1990s, but last year it sold less than 800 machines.
The first commercial typewriter was produced in the U.S. in 1867 and by the turn of the century had developed into the standardized format - including a qwerty' keyboard - that we know today.
　Vancouver Is A Different World
West Vancouver house sells for $655,000 over asking price
By Sydnia Yu; The Globe & Mail
Published Thursday, Apr. 21, 2011
2466 WEST 14TH AVE., VANCOUVER
ASKING PRICE:
SELLING PRICE:
PREVIOUS SELLING PRICE:
TAXES:
DAYS ON THE MARKET: 11 (eleven)
LISTING AGENT: Marty Pospischil, Dexter Associates Realty
THE ACTION:
WHAT THEY GOT:
The main floor was designed with a den, a living room with a one of two gas fireplaces, an open dining area and a media room with a rear walkout, along with a kitchen with high-end appliances, an island and beamed ceilings above the breakfast area.
The second floor hall – topped with vaulted and beamed ceilings lined with skylights – is a bright passageway to four bedrooms, three out of five bathrooms and the laundry facilities.
Two bedrooms are on the lower level, as well as a games room with patio doors.
The property was equipped for convenience and comfort with in-floor radiant heating, surround sound, security and built-in vacuum systems, plus a wine cellar for 250 bottles.
The 50 by 125-foot lot has a fenced south-facing backyard, a solar-heated pool and double garage off a laneway.
　I currently have listings in various price ranges. I would certainly be able to show you any house listed by our office or anywhere on the Multiple Listing Service (MLS or Realtor.ca), but my primary focus here is to promote the homes I have for sale:In 1997, this 3,735-square-foot house was custom built for its location and climate in order to maximize its solar efficiency and natural lighting. Thus, it features large windows, skylights and open concept spaces with nine-foot ceilings. This contemporary West Coast residence in Kitsilano was listed for $1.895-million on a Friday, but the first showings were held a week later. This tactic, combined with its attractive price point, helped retain the interest of so many buyers that 25 made an offer. The one accepted presented $655,000 more than the asking price. $8,557 (2010) $531,000 (1996) $2.55-million $1,895,000 Maybe A Falcon Or A Parrott { } 217 Falcon, Woodstock, 535000, 65-687
{ } 462 Parrott, Woodstock, 359900, 66-252
{ } 475 Parrott, Woodstock, 344900, 64-656
{ } 343 Springbank, Woodstock, 218000, 64-818
{ } 256 Butler, Woodstock, 165000, 65-120
{ } 254 Dent, Woodstock, 197500, 66-708 . . . SOLD
{ } 11th Line, Woodstock, 269900, 66-836　Top-Of-Mind AwarenessThanks for spending a few minutes reading my newsletter.
All Realtors rely on friends, acquaintances and past clients for leads and future business. I’m certainly no different. If you’re talking real estate with someone, please keep me in mind. I am a full-time real estate professional with 12 years experience. I have my own web site (www.marksells.ca) and firmly believe that if there are 15 different ways to sell a house, you should hire a Realtor willing and able to do all 15. For example, virtual reality tours are quite popular, as they were 4-5 years ago.
If you plan on purchasing a house, you should hire a Realtor who watches the market trends closely and fully comprehends all facets of the buying process.
You can contact me anytime.
If you know someone who may be interested in receiving this email newsletter, feel free to forward it.
By the way, if you want to be removed from my circulation list directory, email me.
Mark Schadenberg: (519) 537-1553Royal LePage: 'Helping you is what we do'

Nestle On Falcon

217 Falcon, Woodstock
Asking $535,000
MLS: 65-687 (Be sure to view virtual tour)
There simply is no similar home in Woodstock. Custom built by Deroo Bros., the gourmet kitchen itself is a stunning feature with six built-in appliances, slate backsplash and flooring, granite counters and walk-in pantry. Vaulted ceiling from front foyer through to back dinette.
Two-tier composite deck walks down to salt-water 32' x 16' inground pool, including retractable safety cover. The 8-person hot tub and two natural gas barbecues are also included. Property's interlocking brick walkways and sundecks add to the extensive landscaping.
Fully finished basement with gas fireplace in large recroom, a fifth bedroom, a full bathroom, and smart upgrade of having an excavated garage which in-turn creates a 24' x 22' storage room under the garage.
Second floor's highlight is catwalk (true) over front foyer to completely private large master bedroom with luxury 6pc ensuite and walk-in closet. Two children's bedrooms have an adjoining full bathroom (Jack and Jill), while the third bedroom also has an ensuite.
This executive home backs on to greenspace / creek. Algonquin school zone and short walk to brand new French K-12 school.
Also see: http://www.marksells.ca/

Havelock Corners Has Arrived

When I grew up in Woodstock, it was an established fact that the area north of Pittock Lake included a Thames River (UTRCA) conservation area and the Oxford Regional Centre. While the ORC closed about 15 years ago (1996?) and is now both a subdivision (Alder Grange) of new homes and a wonderful indoor/outdoor soccer complex (Cowan Park) on the east side, and a golf course and subdivision (Sally Creek) on the west side of Highway 59, the most remarkable transformation is the one currently underway where Summit Crescent meets the 13th Line. Senator Homes, which is a very large home-building developer based in North York, is now beginning its promotion of the Havelock Corners neighbourhood. This new subdivision is debuting and is not merely a collection of homes, but a vast development of 241 (correct) seperate lots, plus space for an additional 48 bungalow/ranch townhouses (One could imagine they would be condos). A fairly significant park is also planned for the area -- I would guess similar to what is seen now at William Grey Park adjoining the homes on Leinster and Gladstone.
Since everything today seems to be online, you should check out: http://www.senatorhomes.com/havelock/havelock-siteplan.pdf.
According to the company website, the four model homes already built are open for viewing Monday - Friday, 2 - 7 p.m.; and Saturday and Sunday, noon - 6 p.m.
What is interesting is that all homes fronting on the 13th Line on both sides of the road will certainly remain as they are and many of those lots are an acre or more. Any modification of those properties will only occur as services arrive (municipal water and sewers) and severances are permitted.
Meanwhile, the new Senators Homes subdivision will feature as few as just 4 brand new houses with frontage on the 13th. All the residences on the north perimeter would back on to Oxford Road 17 and not, therefore, have frontage on this artery which travels east past the Woodstock Meadows golf course and ends where it does today at Oxford Road 4.
Since this is my space, and I can offer opinion, I believe there are too many 36-foot frontage lots. Woodstock is not the GTA. Is land such a premium in this area obviously evolving into residential from its previous farming use. The flip side of that, as it to quickly contradict myself, with so much valuable and productive farmland on the north side of Oxford Road 17, the agriculture conscience says we need to preserve our crop land and one way to do that is to build relatively dense subdivisions.
If you want more details on these lots, and costs associated with building here, don't hesitate to call me.
If you're curious about more local history, Google: 'Oxford Regional Centre Woodstock' or visit the plaque that has been built on Lakeview Drive.

GDS, TDS, LTV, PIT, & 6 'C's

Genworth Financial are the people to talk to, or at least for your lenders to talk to, when you're purchasing a home and have less than 20% as a downpayment.
Dominion Lending Centres invited myself, and other Royal LePage Triland reps in the area, to attend a quick 2-hour fast-paced seminar about high ratio mortgages and the underwriting insurance purchased on same.
Keep in mind, that federal regulations now stipulate that when you become pre-qualified or pre-approved for a mortgage, it will be suggested how much of a house you can buy based on the current 5-year fixed rate, which could be the difference of 1.8% as some good customers (good beacon scores on a credit check) can qualify for a variable rate under 2.25 currently.
The six 'C''s discussed were character, collateral, capital, credit, capacity and common sense.
A client's credit history is obviously a benchmark -- your repayment of all loans, including students loans, credit cards, borrowing for a vehicle, and even paying off that couch and chair you purchased over time from a large furniture store.
The better the beacon score on a credit check -- the more solid a client you are. I'm not sure how all the numbers fall together, but the score to attain is 680 or higher to be considered a very low risk customer.
When combined with your family's annual income, the amount you can afford for monthly payments is calculated, and thereby the amount you can afford to pay back in a total mortgage is tabulated.
There are two mathematical numbers. TDS is total debt service ratio, which includes principal, interest and taxes (PIT) on your house, but also factors in heating costs, a portion of condo fees (if any), car payments, credit card and other commitments. GDS is gross debt service ratio and that percentage can be as low as 32%, or 32% of your total income can be applied to PIT.
With 5% as a basic downpayment, Genworth Financial (or the federal agency known as CMHC) will underwrite an insurance cost on top of your mortgage total to protect the lending institution from a possible default by you.
LTV is the loan-to-value ratio -- the larger the downpayment as a percentage of selling price of the home, the less CMHC or Genworth insurance you would be required to pay.
This information covers just some of the basics. You could check out http://www.genworth.com/ 


    

HST on Re-Sale Homes

Firstly, I'm not an accountant and I don't play one on TV.
HST on re-sale homes has been poorly explained by the Ontario government, and even by Revenue Canada when it comes down to possible breaks or rebates when filing your income tax return.
HST does apply to the purchase of a re-sale (not new) home, but only to services conducted in assisting the sale of that residence -- such as real estate commission, lawyer fees, property inspections, and moving costs.
Many results of public polls still indicate that a large portion of consumers think a re-sale home is HST applicable.
It is unfortunate to think that many possible home buyers are reluctant to buy thinking 13% will be added on to the agreed upon price of a house, or people who want to sell their home may still be thinking 13% will be subtracted (Plus real estate costs) from the negotiated price.
For a reasonably good explanation on tax grab watch these two videos: http://www.youtube.com/watch?v=ekQZ3vwOA6M and http://www.youtube.com/watch?v=eWWS3hrpVOU&feature=related
One of the two videos even features Sophia Aggelonitis, the Ontario Minister of Revenue, talking alongside an official from the Ontario Real Estate Association.
BRAND NEW HOMES
It's important to note that HST must apply to new homes as all the contractor products used in construction (plumbing, wiring, concrete, lumber, etc) are effected by the HST.
Don't let this stop you from buying a brand new home though as you can apply for a rebate of 40% of the HST you have paid (5.2 of the 13) at your next tax time. This rebate only applies to the first $400,000 of purchase price, but in Woodstock the vast majority of new homes are still under that level.
Again, I'm not an accountant, but I can suggest one to you for further investigation. It can be noted here, HST will apply to the sale of a business -- and that includes the sale of perhaps a 10-unit apartment building because it's deemed to be a business. Or, the sale of the family farm to a non-related purchaser. I don't chisel in concrete, but the many differences in what is applicable and what isn't applicable have clouded the picture for all.
FIRST-TIME BUYERS
As for land transfer tax, first-time buyers can claim up to $2,000 back when they submit their next income tax return. This would be approximately equivalent to paying zero land transfer tax if you bought your first home for up to $225,000.
Now that I have you thinking about buying a home, call me today at 519 537-1553.
 

Relay For Life - Captain's Night Is Thursday

As a member of the steering committee for the 12th annual Relay for Life in Woodstock, I am displaying my current press release here for the event scheduled for June 17.

As with all similar fundraisers, there are a lot of organizational meetings to assist in reaching our goal of at least 85 teams and over $250,000 this year. One of those meetings is a Captain's Night on Thursday -- April 7, which is noted below.

If you would like to sponsor me, please call me at (519) 537-1553 anytime. If you would like to volunteer in any way to make this event successful, you can contact me or others listed at the bottom of the release.

PRESS RELEASE

Canadian Cancer Society RELAY FOR LIFE

Woodstock Event: Friday, June 17, 7 p.m.

At College Avenue Secondary School

Canadian Cancer Society office

65 Springbank Ave North, Woodstock

(519) 537-5592

The 5 Important Dates To Remember
A) Wednesday, March 2 -- Kick Off. Meeting at 7 p.m. (Doors Open 6:30) at Quality Hotel & Suites, Bruin Blvd.
B) Thursday, April 7 -- Captain's Night. Meeting at 7 p.m. at Fanshawe College, 369 Finkle St. Register your team, pick up information packages, select a campsite, buy luminaries and register for survivor lap.
C) Wednesday, May 4 -- Captain's Night Rally. Meeting at 7 p.m. at Fanshawe College, 369 Finkle St. Team registration continues.
D) Tuesday, June 14 -- Team Captain Meeting (Bank Night). Meeting at 6 p.m. at Rochdale Credit Union, 943 Dundas St. Teams submit their pledge totals.　E) Friday, June 17, 7 p.m. -- Relay for Life at College Avenue Secondary School (Terry Fox Memorial Track). Walk continues until 7 a.m. on Saturday, June 18. Enter your team of 10 (or more) and raise money to find a cure for cancer. It's an opportunity to get together with family and friends to celebrate cancer survivors, remember loved ones lost and fight back in the hope of finding a cure. A non-competitive 12-hour fundraising relay walk. You can purchase a luminary on the night of the event (or in advance). Last year, more than $250,000 was raised locally. Goal is to have 85 teams.Luminaries:
www.relayforlife.ca/woodstock
Online you can sign up a team, donate to an existing team, or even register as a volunteer for the day of the event.
Email: oxford@ontario.cancer.caContact:
Josie Atkinson, Cancer Society, 537-5592 (Email: jatkinson@ontario.cancer.ca)
John Hunt, 421-0307 (Email: je.hunt@lycos.com)
Kim Whitehead, 535--1581 (Email: kimw_1@sympatico.ca)
Nancy Springstead, 456-5219 (Email: dannanc@execulink.com)
Mark Schadenberg, 537-1553 (Communications sub-committee) Email: mschadenberg@rogers.com
Don't publicize phone numbers of committee members without their permission. Updates will follow as necessary. Public sale. (1) Southwood Arena at complex Monday, May 23, during band tattoo competition. (2) Woodstock Farmer's Market at Fairgrounds: May 28, June 4 and 11; 7 a.m. - noon.